/* ===================================================================
   InsuranceMarket.ae clone — stylesheet
   =================================================================== */

:root{
  --blue-700:#0c3a57;
  --blue-600:#0d5f8c;
  --blue-500:#1d83bc;
  --blue-400:#2ba0d8;
  --blue-100:#e8f5fb;
  --blue-50:#f3faff;
  --orange-600:#e65a1f;
  --orange-500:#f47b20;
  --orange-400:#fb9332;
  --ink-900:#15202b;
  --ink-700:#33424f;
  --ink-500:#5b6b79;
  --ink-300:#8b9aa6;
  --line:#dfe7ec;
  --bg-grey:#f6f9fb;
  --bg-pink:#fdf4f1;
  --white:#ffffff;
  --radius-md:14px;
  --radius-lg:22px;
  --radius-pill:999px;
  --shadow-sm:0 2px 10px rgba(15,40,60,.06);
  --shadow-md:0 10px 30px rgba(15,40,60,.10);
  --container:1240px;
  --header-h:84px;
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  color:var(--ink-900);
  background:var(--white);
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
img,svg{display:block;}
a{color:inherit;text-decoration:none;}
ul{margin:0;padding:0;list-style:none;}
h1,h2,h3,h4,h5,p{margin:0;}
button{font-family:inherit;cursor:pointer;}
.container{
  width:100%;
  max-width:var(--container);
  margin:0 auto;
  padding:0 24px;
}

/* -------- icons -------- */
.icon{width:22px;height:22px;flex-shrink:0;}
.icon-sm{width:14px;height:14px;}
.icon-star{width:16px;height:16px;color:#ffb423;}
.icon-quote{width:34px;height:34px;color:var(--blue-400);opacity:.5;}

/* -------- placeholder image blocks -------- */
.ph-img{
  display:flex;
  align-items:center;
  justify-content:center;
  width:100%;
  background:repeating-linear-gradient(135deg,#eef3f6,#eef3f6 12px,#e3eaef 12px,#e3eaef 24px);
  border:1.5px dashed #c4d2db;
  border-radius:var(--radius-md);
  color:#8295a3;
  font-size:.75rem;
  font-weight:600;
  letter-spacing:.01em;
  text-align:center;
  padding:10px;
  line-height:1.3;
  min-height:120px;
}
.ph-img::before{content:attr(data-label);}

.ph-logo-main{width:230px;height:46px;border-radius:10px;font-size:.7rem;}
.ph-logo-sm{width:170px;height:36px;}
.ph-icon-round{width:42px;height:42px;border-radius:50%;font-size:.65rem;min-height:0;}
.ph-icon-sm{width:30px;height:30px;font-size:.55rem;}
.ph-icon-store{width:24px;height:24px;border-radius:6px;font-size:.5rem;min-height:0;}
.ph-logo{width:120px;height:54px;border-radius:10px;font-size:.68rem;min-height:0;}
.ph-award{width:84px;height:84px;border-radius:50%;font-size:.62rem;min-height:0;margin:0 auto 16px;}
.ph-avatar{width:64px;height:64px;border-radius:50%;font-size:.55rem;min-height:0;margin:0 auto 12px;}
.ph-license-logo{width:64px;height:64px;border-radius:10px;font-size:.55rem;min-height:0;flex-shrink:0;}

/* ===================================================================
   HEADER / NAV
   =================================================================== */
.site-header{
  position:sticky;
  top:0;
  z-index:200;
  background:var(--white);
  box-shadow:0 1px 0 var(--line);
}
.header-inner{
  display:flex;
  align-items:center;
  gap:24px;
  height:var(--header-h);
}
.logo{flex-shrink:0;}

.main-nav{flex:1;display:none;}
.nav-list{display:flex;align-items:center;gap:6px;}
.nav-link{
  display:flex;
  align-items:center;
  gap:6px;
  background:none;
  border:none;
  padding:10px 14px;
  font-size:.95rem;
  font-weight:600;
  color:var(--ink-700);
  border-radius:8px;
  white-space:nowrap;
}
.nav-link:hover{background:var(--blue-50);color:var(--blue-600);}
.has-dropdown{position:relative;}
.has-dropdown .icon-sm{transition:transform .2s;transform:rotate(90deg);}
.has-dropdown.open .icon-sm{transform:rotate(-90deg);}

.dropdown-panel{
  position:absolute;
  top:calc(100% + 10px);
  left:0;
  background:var(--white);
  border-radius:var(--radius-md);
  box-shadow:var(--shadow-md);
  border:1px solid var(--line);
  padding:18px;
  opacity:0;
  visibility:hidden;
  transform:translateY(8px);
  transition:opacity .18s, transform .18s, visibility .18s;
  z-index:50;
}
.has-dropdown.open .dropdown-panel{opacity:1;visibility:visible;transform:translateY(0);}
.dropdown-grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:6px;
  width:520px;
}
.dropdown-panel-sm{width:220px;padding:10px;display:flex;flex-direction:column;gap:2px;}
.dropdown-item{
  display:flex;
  align-items:center;
  gap:10px;
  padding:10px 12px;
  border-radius:8px;
  font-size:.85rem;
  font-weight:600;
  color:var(--ink-700);
  white-space:nowrap;
}
.dropdown-item:hover{background:var(--blue-50);color:var(--blue-600);}
.dropdown-item .icon{color:var(--blue-500);width:20px;height:20px;}
.dropdown-item-list{font-weight:500;}

.call-btn{
  display:flex;
  align-items:center;
  gap:8px;
  background:linear-gradient(135deg,var(--orange-500),var(--orange-600));
  color:var(--white);
  padding:8px 18px 8px 8px;
  border-radius:var(--radius-pill);
  font-weight:700;
  font-size:.85rem;
  white-space:nowrap;
  flex-shrink:0;
  box-shadow:0 6px 16px rgba(230,90,31,.3);
}
.call-btn .ph-icon-round{background:rgba(255,255,255,.25);border:none;color:#fff;}
.call-btn-text{display:flex;align-items:center;gap:6px;}
.call-btn-text .icon{width:16px;height:16px;}
.call-btn-mobile{display:flex;justify-content:center;margin:18px;}

.hamburger{
  background:none;
  border:none;
  color:var(--ink-900);
  padding:8px;
  flex-shrink:0;
}

/* mobile nav drawer */
.mobile-nav{
  position:fixed;
  top:0;
  right:0;
  height:100%;
  width:min(340px,86vw);
  background:var(--white);
  z-index:300;
  transform:translateX(100%);
  transition:transform .28s ease;
  overflow-y:auto;
  box-shadow:-8px 0 30px rgba(0,0,0,.15);
}
.mobile-nav.open{transform:translateX(0);}
.mobile-nav-head{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:18px;
  border-bottom:1px solid var(--line);
}
.mobile-nav-list{padding:8px 0;}
.mobile-nav-list > li > a{
  display:block;
  padding:16px 18px;
  font-weight:600;
  border-bottom:1px solid var(--line);
  color:var(--ink-700);
}
.mobile-accordion-btn{
  width:100%;
  display:flex;
  align-items:center;
  justify-content:space-between;
  background:none;
  border:none;
  padding:16px 18px;
  font-weight:600;
  font-size:1rem;
  color:var(--ink-700);
  border-bottom:1px solid var(--line);
}
.mobile-accordion-btn .icon-sm{transition:transform .2s;transform:rotate(90deg);}
.mobile-accordion.open .mobile-accordion-btn .icon-sm{transform:rotate(-90deg);}
.mobile-accordion-panel{
  max-height:0;
  overflow:hidden;
  background:var(--bg-grey);
  transition:max-height .25s ease;
}
.mobile-accordion.open .mobile-accordion-panel{max-height:600px;}
.mobile-accordion-panel a{display:block;padding:12px 18px 12px 36px;font-size:.92rem;color:var(--ink-700);border-bottom:1px solid var(--line);}

.mobile-nav-overlay{
  position:fixed;
  inset:0;
  background:rgba(10,20,30,.45);
  z-index:250;
  opacity:0;
  visibility:hidden;
  transition:opacity .25s,visibility .25s;
}
.mobile-nav-overlay.open{opacity:1;visibility:visible;}

@media (min-width:1024px){
  .main-nav{display:block;}
  .hamburger{display:none;}
  .mobile-nav,.mobile-nav-overlay{display:none !important;}
}

/* ===================================================================
   BUTTONS / GENERIC
   =================================================================== */
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  padding:13px 26px;
  border-radius:var(--radius-pill);
  font-weight:700;
  font-size:.95rem;
  border:none;
  cursor:pointer;
  white-space:nowrap;
}
.btn-primary{
  background:linear-gradient(135deg,var(--orange-500),var(--orange-600));
  color:var(--white);
  box-shadow:0 8px 20px rgba(230,90,31,.28);
}
.btn-primary:hover{filter:brightness(1.05);}
.btn-outline{
  background:var(--white);
  color:var(--blue-600);
  border:2px solid var(--blue-500);
}
.btn-outline:hover{background:var(--blue-50);}
.btn-sm{padding:9px 18px;font-size:.85rem;}

.section{padding:72px 0;}
.section-title{
  font-size:clamp(1.6rem,3vw,2.2rem);
  font-weight:800;
  color:var(--blue-700);
  line-height:1.25;
  margin-bottom:14px;
}
.section-title.center{text-align:center;}
.section-lead{color:var(--ink-500);font-size:1.02rem;max-width:760px;line-height:1.6;margin-bottom:36px;}
.section-lead.center{margin:0 auto 36px;text-align:center;}
.text-link{color:var(--blue-500);font-weight:700;text-decoration:underline;}
.card-link{color:var(--blue-500);font-weight:700;text-decoration:underline;font-size:.9rem;display:inline-block;margin:6px 0 14px;}

/* ===================================================================
   HERO
   =================================================================== */
.hero{
  background:linear-gradient(180deg,var(--blue-50) 0%,#fff 100%);
  padding:48px 0 36px;
  position:relative;
  overflow:hidden;
}
.hero-inner{
  display:grid;
  grid-template-columns:1fr;
  gap:32px;
  align-items:center;
  position:relative;
}
.hero-copy h1{
  font-size:clamp(2rem,5vw,3.1rem);
  font-weight:800;
  color:var(--blue-700);
  line-height:1.15;
  max-width:560px;
}
.hero-sub{font-size:1.15rem;color:var(--ink-500);margin-top:14px;max-width:480px;}
.hero-rating{display:flex;align-items:center;gap:10px;margin-top:22px;flex-wrap:wrap;font-size:.92rem;color:var(--ink-700);}
.rating-stars{display:flex;gap:2px;}
.rating-stars-sm .icon-star{width:12px;height:12px;}
.hero-badges{display:flex;flex-wrap:wrap;gap:14px;margin-top:20px;}
.hero-badge{
  display:flex;
  align-items:center;
  gap:10px;
  background:var(--white);
  border:1px solid var(--line);
  border-radius:var(--radius-pill);
  padding:10px 16px;
  font-size:.85rem;
  font-weight:600;
  color:var(--ink-700);
  box-shadow:var(--shadow-sm);
}
.hero-badge .icon{color:var(--blue-500);width:18px;height:18px;}
.hero-cta{margin-top:28px;}

.hero-visual{display:flex;justify-content:center;}
.hero-illustration{width:100%;max-width:420px;aspect-ratio:1/1;border-radius:24px;}

.hero-quicklinks{
  display:grid;
  grid-template-columns:repeat(2,1fr);
  gap:10px;
  margin-top:8px;
}
.quicklink{
  display:flex;
  align-items:center;
  gap:10px;
  background:var(--white);
  border:1px solid var(--line);
  border-radius:12px;
  padding:12px 14px;
  font-weight:700;
  font-size:.88rem;
  color:var(--ink-700);
  box-shadow:var(--shadow-sm);
  position:relative;
}
.quicklink .icon{color:var(--blue-500);}
.quicklink .chev{margin-left:auto;color:var(--ink-300);}
.quicklink:hover{border-color:var(--blue-400);color:var(--blue-600);}
.quicklink-wide{grid-column:1 / -1;}

@media (min-width:768px){
  .hero-quicklinks{grid-template-columns:repeat(3,1fr);}
}
@media (min-width:1024px){
  .hero-inner{grid-template-columns:1.05fr .85fr;}
  .hero-quicklinks{grid-column:1 / -1;grid-template-columns:repeat(6,1fr);margin-top:36px;}
  .quicklink-wide{grid-column:span 1;}
}

/* ===================================================================
   METRO BANNER
   =================================================================== */
.metro-banner{background:var(--white);padding:30px 0;}
.metro-inner{display:flex;flex-direction:column;align-items:center;gap:18px;text-align:center;}
.metro-img{max-width:760px;aspect-ratio:5/1;}
.metro-inner p{max-width:760px;color:var(--ink-500);font-size:.92rem;line-height:1.6;}

/* ===================================================================
   TRUST STATS
   =================================================================== */
.trust-stats{background:var(--blue-700);padding:26px 0;}
.trust-stats-inner{
  display:grid;
  grid-template-columns:1fr;
  gap:18px;
}
.trust-stat{display:flex;align-items:center;gap:14px;justify-content:center;color:#fff;}
.trust-stat .icon{color:var(--orange-400);width:28px;height:28px;}
.trust-stat p{font-size:.95rem;}
.trust-stat strong{color:var(--orange-400);font-size:1.15rem;}
@media (min-width:768px){
  .trust-stats-inner{grid-template-columns:repeat(3,1fr);}
}

/* ===================================================================
   MYALFRED SECTION
   =================================================================== */
.myalfred-section{background:var(--blue-50);}
.myalfred-inner{
  display:grid;
  grid-template-columns:1fr;
  gap:40px;
  align-items:center;
}
.myalfred-visual .ph-img{aspect-ratio:1/1;max-width:420px;margin:0 auto;}
.myalfred-copy h2{font-size:clamp(1.5rem,3vw,2rem);font-weight:800;color:var(--blue-700);line-height:1.3;}
.brand-myalfred{color:var(--orange-600);}
.myalfred-copy p{color:var(--ink-500);margin-top:14px;line-height:1.6;}
.partner-logos{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px;}
.partner-logos .ph-logo{width:100px;height:44px;}
.partner-count{font-size:.85rem;font-weight:700;color:var(--ink-500);margin-top:10px;}
.store-badges{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px;}
.store-badge{
  display:flex;align-items:center;gap:10px;
  background:var(--ink-900);color:#fff;
  padding:8px 16px;border-radius:10px;font-size:.72rem;
}
.store-badge strong{display:block;font-size:.95rem;}
.store-badges-dark .store-badge{background:rgba(255,255,255,.12);}
.myalfred-foot{font-size:.88rem;margin-top:18px;}

@media (min-width:900px){
  .myalfred-inner{grid-template-columns:.85fr 1.15fr;}
}

/* ===================================================================
   AMBASSADOR QUOTE
   =================================================================== */
.ambassador-banner{background:linear-gradient(135deg,var(--blue-700),var(--blue-500));padding:48px 0;}
.ambassador-inner{display:flex;flex-direction:column;gap:24px;align-items:center;text-align:center;}
.ambassador-img{width:160px;height:160px;border-radius:50%;background:rgba(255,255,255,.15);border-color:rgba(255,255,255,.4);color:#fff;}
.ambassador-quote{color:#fff;max-width:680px;}
.ambassador-quote p{font-size:1.15rem;line-height:1.6;font-style:italic;margin-top:8px;}
.ambassador-quote strong{display:block;margin-top:16px;font-size:.95rem;}
.ambassador-quote strong span{display:block;font-weight:400;opacity:.8;font-size:.85rem;}
@media (min-width:768px){
  .ambassador-inner{flex-direction:row;text-align:left;}
}

/* ===================================================================
   AWARDS
   =================================================================== */
.awards-grid{
  display:grid;
  grid-template-columns:1fr;
  gap:20px;
  margin-top:36px;
}
.award-card{
  background:var(--white);
  border:1px solid var(--line);
  border-radius:var(--radius-lg);
  padding:30px 24px;
  text-align:center;
  box-shadow:var(--shadow-sm);
  transition:transform .2s, box-shadow .2s;
}
.award-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);}
.award-card h3{font-size:1.05rem;font-weight:800;color:var(--blue-700);margin-bottom:8px;}
.award-card p{font-size:.86rem;color:var(--ink-500);line-height:1.55;}
@media (min-width:640px){.awards-grid{grid-template-columns:repeat(2,1fr);}}
@media (min-width:1024px){.awards-grid{grid-template-columns:repeat(5,1fr);}}

/* ===================================================================
   PARTNERS / INSURERS
   =================================================================== */
.partners-section{background:var(--bg-grey);}
.insurer-grid{
  display:grid;
  grid-template-columns:repeat(2,1fr);
  gap:16px;
  margin-top:10px;
}
.insurer-logo .ph-logo{width:100%;}
.insurer-hide{display:none;}
.insurer-grid.show-all .insurer-hide{display:block;}
.see-more-btn{display:flex;margin:30px auto 0;}
@media (min-width:640px){.insurer-grid{grid-template-columns:repeat(4,1fr);}}
@media (min-width:1024px){.insurer-grid{grid-template-columns:repeat(7,1fr);}}

/* ===================================================================
   3 STEPS
   =================================================================== */
.steps-inner{
  display:grid;
  grid-template-columns:1fr;
  gap:40px;
  align-items:start;
}
.step-item{display:flex;gap:18px;margin-top:28px;}
.step-num{
  flex-shrink:0;
  width:42px;height:42px;
  border-radius:50%;
  background:var(--blue-500);
  color:#fff;
  display:flex;align-items:center;justify-content:center;
  font-weight:800;font-size:1.1rem;
}
.step-item h3{font-size:1.05rem;font-weight:800;color:var(--blue-700);margin-bottom:4px;}
.step-item p{color:var(--ink-500);font-size:.92rem;line-height:1.55;}
.steps-side-card{
  background:var(--blue-50);
  border-radius:var(--radius-lg);
  padding:28px;
  text-align:center;
}
.steps-side-card .ph-img{aspect-ratio:1/1;max-width:200px;margin:0 auto 18px;}
.steps-side-card h4{font-size:1.05rem;font-weight:800;color:var(--blue-700);margin-bottom:8px;}
.steps-side-card p{color:var(--ink-500);font-size:.88rem;}
@media (min-width:900px){
  .steps-inner{grid-template-columns:1.4fr .8fr;}
}

/* ===================================================================
   WHY CHOOSE US
   =================================================================== */
.why-grid{display:grid;grid-template-columns:1fr;gap:24px;}
.why-card{
  background:var(--white);
  border:1px solid var(--line);
  border-radius:var(--radius-lg);
  padding:28px;
  text-align:center;
  box-shadow:var(--shadow-sm);
}
.why-card .ph-img{aspect-ratio:4/3;margin-bottom:18px;}
.why-card h3{font-size:1.1rem;font-weight:800;color:var(--blue-700);margin-bottom:10px;}
.why-card p{color:var(--ink-500);font-size:.9rem;line-height:1.55;margin-bottom:8px;}
@media (min-width:900px){.why-grid{grid-template-columns:repeat(3,1fr);}}

/* ===================================================================
   QUOTE WIDGET
   =================================================================== */
.quote-widget-section{padding:50px 0;background:var(--bg-grey);}
.quote-widget{
  background:linear-gradient(135deg,var(--blue-600),var(--blue-500));
  border-radius:var(--radius-lg);
  padding:36px 28px;
  text-align:center;
}
.quote-widget h2{color:#fff;font-size:clamp(1.3rem,2.6vw,1.7rem);margin-bottom:22px;}
.quote-form{
  display:flex;
  flex-direction:column;
  gap:12px;
  max-width:560px;
  margin:0 auto;
}
.quote-form select{
  width:100%;
  padding:14px 16px;
  border-radius:10px;
  border:none;
  font-size:.95rem;
  color:var(--ink-900);
}
.quote-form .btn{width:100%;}
@media (min-width:600px){
  .quote-form{flex-direction:row;}
  .quote-form select{flex:1;}
  .quote-form .btn{width:auto;flex-shrink:0;padding-left:32px;padding-right:32px;}
}

/* ===================================================================
   TESTIMONIALS
   =================================================================== */
.testimonials-section{background:var(--white);}
.center-rating{justify-content:center;margin:0 auto 36px;}
.testimonial-carousel-wrap{position:relative;display:flex;align-items:center;gap:10px;}
.testimonial-carousel{
  display:flex;
  gap:18px;
  overflow-x:auto;
  scroll-snap-type:x mandatory;
  padding:6px 4px 16px;
  scrollbar-width:none;
}
.testimonial-carousel::-webkit-scrollbar{display:none;}
.testimonial-card{
  flex:0 0 280px;
  scroll-snap-align:start;
  background:var(--bg-grey);
  border:1px solid var(--line);
  border-radius:var(--radius-lg);
  padding:26px 22px;
  text-align:center;
}
.testimonial-card h3{font-size:.98rem;font-weight:800;color:var(--blue-700);margin:6px 0 6px;}
.testimonial-card .rating-stars{justify-content:center;margin-bottom:10px;}
.testimonial-card p{font-size:.85rem;color:var(--ink-500);line-height:1.6;}
.carousel-btn{
  flex-shrink:0;
  width:44px;height:44px;
  border-radius:50%;
  border:1px solid var(--line);
  background:var(--white);
  color:var(--blue-600);
  display:flex;align-items:center;justify-content:center;
  box-shadow:var(--shadow-sm);
}
.carousel-btn:hover{background:var(--blue-50);}

/* ===================================================================
   MYALFRED EXCLUSIVE
   =================================================================== */
.myalfred-exclusive{background:var(--blue-700);color:#fff;}
.myalfred-exclusive-inner{
  display:grid;
  grid-template-columns:1fr;
  gap:36px;
  align-items:center;
}
.myalfred-exclusive .section-title{color:#fff;}
.myalfred-exclusive-copy h3{font-size:1.2rem;font-weight:800;margin:10px 0;}
.myalfred-exclusive-copy p{color:#cfe1ee;line-height:1.65;margin-bottom:10px;}
.check-list{margin:18px 0;}
.check-list li{display:flex;align-items:flex-start;gap:12px;margin-bottom:14px;font-size:.95rem;color:#e9f2f8;line-height:1.4;}
.check-list .icon{color:var(--orange-400);width:22px;height:22px;flex-shrink:0;margin-top:1px;}
.myalfred-exclusive-visual .ph-img{aspect-ratio:1/1;max-width:420px;margin:0 auto;background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.25);color:#cfe1ee;}
@media (min-width:900px){
  .myalfred-exclusive-inner{grid-template-columns:1.1fr .9fr;}
}

/* ===================================================================
   ALFRED'S GOT YOUR BACK
   =================================================================== */
.back-inner{
  display:grid;
  grid-template-columns:1fr;
  gap:36px;
}
.back-visual .ph-img{aspect-ratio:3/4;max-width:340px;margin:0 auto;}
.back-points{display:grid;grid-template-columns:1fr;gap:22px;margin:26px 0;}
.back-point h4{font-size:1rem;font-weight:800;color:var(--blue-700);margin-bottom:6px;}
.back-point p{font-size:.9rem;color:var(--ink-500);line-height:1.6;}
.back-closer{font-size:.95rem;color:var(--ink-700);line-height:1.65;font-weight:600;}
@media (min-width:640px){.back-points{grid-template-columns:repeat(2,1fr);}}
@media (min-width:1024px){
  .back-inner{grid-template-columns:.6fr 1.4fr;}
}

/* ===================================================================
   PRESS RELEASES
   =================================================================== */
.press-section{background:var(--bg-pink);}
.press-carousel{
  display:flex;
  gap:18px;
  overflow-x:auto;
  scroll-snap-type:x mandatory;
  padding:6px 4px 16px;
  scrollbar-width:none;
}
.press-carousel::-webkit-scrollbar{display:none;}
.press-card{
  flex:0 0 230px;
  scroll-snap-align:start;
  background:var(--white);
  border:1px solid var(--line);
  border-radius:var(--radius-md);
  overflow:hidden;
  box-shadow:var(--shadow-sm);
}
.press-card .ph-img{aspect-ratio:4/3;border-radius:0;border:none;}
.press-card p{font-size:.85rem;font-weight:700;color:var(--ink-900);padding:14px 16px 4px;line-height:1.4;}
.press-source{display:block;font-size:.78rem;color:var(--blue-500);font-weight:700;padding:0 16px 16px;}
.press-dots{display:flex;justify-content:center;gap:8px;margin-top:6px;}
.press-dots span{width:8px;height:8px;border-radius:50%;background:var(--line);}
.press-dots span.active{background:var(--blue-500);}

/* ===================================================================
   AS HEARD ON
   =================================================================== */
.heard-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:18px;
}
.heard-grid .ph-logo{width:100%;}
@media (min-width:640px){.heard-grid{grid-template-columns:repeat(4,1fr);}}
@media (min-width:1024px){.heard-grid{grid-template-columns:repeat(6,1fr);}}

/* ===================================================================
   INSURE TODAY
   =================================================================== */
.insure-today-section{background:var(--blue-50);}
.insure-today-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:14px;
}
.insure-today-item{
  display:flex;
  flex-direction:column;
  align-items:center;
  gap:10px;
  background:var(--white);
  border:1px solid var(--line);
  border-radius:var(--radius-md);
  padding:20px 10px;
  font-size:.82rem;
  font-weight:700;
  color:var(--ink-700);
  text-align:center;
}
.insure-today-item .icon{color:var(--blue-500);width:26px;height:26px;}
.insure-today-item:hover{border-color:var(--blue-400);background:var(--blue-50);}
@media (min-width:640px){.insure-today-grid{grid-template-columns:repeat(5,1fr);}}
@media (min-width:1024px){.insure-today-grid{grid-template-columns:repeat(7,1fr);}}

/* ===================================================================
   FOOTER
   =================================================================== */
.site-footer{background:var(--bg-grey);padding-top:56px;color:var(--ink-700);}
.footer-top{
  display:grid;
  grid-template-columns:1fr;
  gap:36px;
  padding-bottom:36px;
}
.footer-col h4{font-size:.92rem;font-weight:800;color:var(--blue-700);margin-bottom:14px;text-transform:uppercase;letter-spacing:.03em;}
.footer-col ul li{margin-bottom:10px;}
.footer-col ul li a{font-size:.88rem;color:var(--ink-500);}
.footer-col ul li a:hover{color:var(--blue-600);}
.footer-col-reach p{font-size:.85rem;color:var(--ink-500);line-height:1.6;margin-bottom:14px;}
.footer-col-reach a{color:var(--blue-500);}
.footer-google{display:inline-flex;align-items:center;gap:10px;margin-bottom:24px;}
.footer-google span:not(.ph-img){font-size:.85rem;font-weight:700;display:flex;align-items:center;gap:8px;}
.social-row{display:flex;gap:10px;}
@media (min-width:700px){.footer-top{grid-template-columns:repeat(2,1fr);}}
@media (min-width:1100px){.footer-top{grid-template-columns:repeat(4,1fr);}}

.footer-links-row{
  display:flex;
  flex-wrap:wrap;
  gap:18px;
  padding:22px 24px;
  border-top:1px solid var(--line);
  font-size:.85rem;
}
.footer-links-row a{color:var(--ink-500);}
.footer-links-row a:hover{color:var(--blue-600);}

.footer-brand-row{
  display:flex;
  flex-direction:column;
  align-items:center;
  gap:18px;
  padding:24px;
  border-top:1px solid var(--line);
}
.footer-metro-img{max-width:900px;aspect-ratio:6/1;}

.footer-disclaimer{
  border-top:1px solid var(--line);
  padding:24px;
  text-align:center;
}
.footer-disclaimer p{font-size:.8rem;color:var(--ink-300);line-height:1.6;max-width:820px;margin:0 auto 10px;}
.footer-bottom-row{
  display:flex;
  flex-direction:column;
  align-items:center;
  gap:16px;
  margin-top:14px;
}
.alfred-holdings-link{font-size:.85rem;font-weight:700;color:var(--ink-700);text-align:center;}
.alfred-holdings-link span{display:block;font-weight:400;color:var(--ink-300);font-size:.75rem;}
@media (min-width:700px){
  .footer-bottom-row{flex-direction:row;justify-content:space-between;}
}

.footer-licensing{border-top:1px solid var(--line);padding:30px 24px 50px;}
.footer-licensing h4{font-size:.95rem;font-weight:800;color:var(--blue-700);text-align:center;margin-bottom:26px;text-transform:uppercase;letter-spacing:.03em;}
.license-block{display:flex;gap:16px;margin-bottom:26px;align-items:flex-start;}
.license-block h5{font-size:.85rem;font-weight:800;color:var(--ink-900);margin-bottom:8px;}
.license-block p{font-size:.78rem;color:var(--ink-300);line-height:1.6;margin-bottom:6px;}
.license-block p a{color:var(--blue-500);}

/* ===================================================================
   FLOATING CALL BUTTON
   =================================================================== */
.float-call-btn{
  position:fixed;
  bottom:22px;
  right:22px;
  width:56px;height:56px;
  border-radius:50%;
  background:linear-gradient(135deg,var(--orange-500),var(--orange-600));
  color:#fff;
  display:flex;
  align-items:center;
  justify-content:center;
  box-shadow:0 10px 26px rgba(230,90,31,.4);
  z-index:150;
  animation:pulse 2.4s infinite;
}
.float-call-btn .icon{width:24px;height:24px;}
@keyframes pulse{
  0%{box-shadow:0 10px 26px rgba(230,90,31,.4),0 0 0 0 rgba(230,90,31,.4);}
  70%{box-shadow:0 10px 26px rgba(230,90,31,.4),0 0 0 14px rgba(230,90,31,0);}
  100%{box-shadow:0 10px 26px rgba(230,90,31,.4),0 0 0 0 rgba(230,90,31,0);}
}

@media (min-width:1024px){
  .float-call-btn{display:none;}
}

/* ===================================================================
   REDUCED MOTION
   =================================================================== */
@media (prefers-reduced-motion: reduce){
  *{animation-duration:.001ms !important;animation-iteration-count:1 !important;transition-duration:.001ms !important;scroll-behavior:auto !important;}
}

/* ===================================================================
   FOCUS VISIBILITY
   =================================================================== */
a:focus-visible,button:focus-visible,select:focus-visible{
  outline:3px solid var(--blue-400);
  outline-offset:2px;
}