/* ===================================================================
   InsuranceMarket.ae clone — stylesheet
   =================================================================== */
@import url('https://fonts.googleapis.com/css2?family=Prompt:ital,wght@0,100;0,200;0,300;0,400;0,500;0,600;0,700;0,800;0,900;1,100;1,200;1,300;1,400;1,500;1,600;1,700;1,800;1,900&family=Raleway:ital,wght@0,100..900;1,100..900&display=swap');

:root {
    --blue-700: #FFE8D4;
    --blue-600: #FFF5ED;
    --blue-50: #fff8f3;
    --blue-500: #f47b20;
    --blue-400: #e65a1f;
    --blue-100: #e8f5fb;
    --orange-600: #e65a1f;
    --orange-500: #f47b20;
    --orange-400: #fb9332;
    --black: #222;
    --ink-700: #33424f;
    --ink-500: #363a3d;
    --ink-300: #888888;
    --line: #dfe7ec;
    --bg-grey: #fbf8f6;
    --bg-pink: #fdf4f1;
    --white: #ffffff;
    --radius-md: 14px;
    --radius-lg: 22px;
    --radius-pill: 999px;
    --shadow-sm: 0 2px 10px rgba(15, 40, 60, .06);
    --shadow-md: 0 10px 30px rgba(15, 40, 60, .10);
    --container: 1240px;
    --header-h: 84px;

    /* Font */
    --primary-font: "Raleway", Arial, sans-serif;
    --secondary-font: "Prompt", Arial, sans-serif;
}

* {
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    margin: 0;
    font-family: var(--primary-font);
    color: var(--black);
    background: var(--white);
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
}

img,
svg {
    display: block;
}

a {
    color: inherit;
    text-decoration: none;
}

ul {
    margin: 0;
    padding: 0;
    list-style: none;
}

h1,
h2,
h3,
h4,
h5,
p {
    margin: 0;
}

button {
    font-family: inherit;
    cursor: pointer;
}

.container {
    width: 100%;
    max-width: var(--container);
    margin: 0 auto;
    padding: 0 24px;
}

/* -------- icons -------- */
.icon {
    width: 22px;
    height: 22px;
    flex-shrink: 0;
}

.icon-sm {
    width: 14px;
    height: 14px;
}

.icon-star {
    width: 16px;
    height: 16px;
    color: #ffb423;
}

.icon-quote {
    width: 34px;
    height: 34px;
    color: var(--blue-400);
    opacity: .5;
}

/* -------- placeholder image blocks -------- */
.ph-img {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 100%;
    border-radius: var(--radius-md);
    color: #8295a3;
    font-size: .75rem;
    font-weight: 600;
    letter-spacing: .01em;
    text-align: center;
    padding: 10px;
    line-height: 1.3;
}

.ph-img::before {
    content: attr(data-label);
}

.ph-logo-main {
    width: 300px;
    height: auto;
    border-radius: 10px;
    font-size: .7rem;
}

.ph-logo-sm {
    width: 170px;
    height: auto;
    padding: 0;
}

.ph-icon-round {
    width: 42px;
    height: 42px;
    border-radius: 50%;
    font-size: .65rem;
    min-height: 0;
}

.ph-icon-sm {
    width: 30px;
    height: 30px;
    font-size: .55rem;
}

.ph-icon-store {
    width: 24px;
    height: 24px;
    border-radius: 6px;
    font-size: .5rem;
    min-height: 0;
    padding: 0;
}

.ph-logo {
    width: 120px;
    height: auto;
    border-radius: 10px;
    font-size: .68rem;
    min-height: 0;
}

.ph-award {
    width: 100px;
    height: 100px;
    font-size: .62rem;
    min-height: 0;
    margin: 0 auto 16px;
}

.ph-avatar {
    width: 64px;
    height: 64px;
    border-radius: 50%;
    font-size: .55rem;
    min-height: 0;
    margin: 0 auto 12px;
}

.ph-license-logo {
    width: 64px;
    height: 64px;
    border-radius: 10px;
    font-size: .55rem;
    min-height: 0;
    flex-shrink: 0;
}

/* ===================================================================
   HEADER / NAV
   =================================================================== */
.site-header {
    position: sticky;
    top: 0;
    z-index: 200;
    background: var(--white);
    box-shadow: 0 1px 0 var(--line);
}

.header-inner {
    display: flex;
    align-items: center;
    gap: 24px;
    height: var(--header-h);
}

.logo {
    flex-shrink: 0;
}

.main-nav {
    flex: 1;
    display: none;
}

.nav-list {
    display: flex;
    align-items: center;
    gap: 6px;
}

.nav-link {
    display: flex;
    align-items: center;
    gap: 6px;
    background: none;
    border: none;
    padding: 10px 14px;
    font-size: .95rem;
    font-weight: 600;
    color: var(--ink-700);
    border-radius: 8px;
    white-space: nowrap;
}

.nav-link:hover {
    background: var(--blue-50);
    color: var(--orange-600);
}

.has-dropdown {
    position: relative;
}

.has-dropdown .icon-sm {
    transition: transform .2s;
    transform: rotate(90deg);
}

.has-dropdown.open .icon-sm {
    transform: rotate(-90deg);
}

.dropdown-panel {
    position: absolute;
    top: calc(100% + 10px);
    left: 0;
    background: var(--white);
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-md);
    border: 1px solid var(--line);
    padding: 18px;
    opacity: 0;
    visibility: hidden;
    transform: translateY(8px);
    transition: opacity .18s, transform .18s, visibility .18s;
    z-index: 50;
}

.has-dropdown.open .dropdown-panel {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.dropdown-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 6px;
    width: 520px;
}

.dropdown-panel-sm {
    width: 220px;
    padding: 10px;
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.dropdown-item {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 10px 12px;
    border-radius: 8px;
    font-size: .85rem;
    font-weight: 600;
    color: var(--ink-700);
    white-space: nowrap;
}

.dropdown-item:hover {
    background: var(--blue-50);
    color: var(--orange-600);
}

.dropdown-item .icon {
    color: var(--blue-500);
    width: 20px;
    height: 20px;
}

.dropdown-item-list {
    font-weight: 500;
}

.call-btn {
    display: flex;
    align-items: center;
    gap: 8px;
    background: linear-gradient(135deg, var(--orange-500), var(--orange-600));
    color: var(--white);
    padding: 8px 18px 8px 8px;
    border-radius: var(--radius-pill);
    font-weight: 700;
    font-size: .85rem;
    white-space: nowrap;
    flex-shrink: 0;
    box-shadow: 0 6px 16px rgba(230, 90, 31, .3);
}

.call-btn .ph-icon-round {
    background: rgba(255, 255, 255, .25);
    border: none;
    padding: 2px;
    color: #fff;
}

.call-btn-text {
    display: flex;
    align-items: center;
    gap: 6px;
    font-family: var(--secondary-font);
    font-weight: 500;
}

.call-btn-text .icon {
    width: 16px;
    height: 16px;
}

.call-btn-mobile {
    display: flex;
    justify-content: center;
    margin: 18px;
}

.hamburger {
    background: none;
    border: none;
    color: var(--black);
    padding: 8px;
    flex-shrink: 0;
}

/* mobile nav drawer */
.mobile-nav {
    position: fixed;
    top: 0;
    right: 0;
    height: 100%;
    width: min(340px, 86vw);
    background: var(--white);
    z-index: 300;
    transform: translateX(100%);
    transition: transform .28s ease;
    overflow-y: auto;
    box-shadow: -8px 0 30px rgba(0, 0, 0, .15);
}

.mobile-nav.open {
    transform: translateX(0);
}

.mobile-nav-head {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 18px;
    border-bottom: 1px solid var(--line);
}

.mobile-nav-list {
    padding: 8px 0;
}

.mobile-nav-list>li>a {
    display: block;
    padding: 16px 18px;
    font-weight: 600;
    border-bottom: 1px solid var(--line);
    color: var(--ink-700);
}

.mobile-accordion-btn {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    background: none;
    border: none;
    padding: 16px 18px;
    font-weight: 600;
    font-size: 1rem;
    color: var(--ink-700);
    border-bottom: 1px solid var(--line);
}

.mobile-accordion-btn .icon-sm {
    transition: transform .2s;
    transform: rotate(90deg);
}

.mobile-accordion.open .mobile-accordion-btn .icon-sm {
    transform: rotate(-90deg);
}

.mobile-accordion-panel {
    max-height: 0;
    overflow: hidden;
    background: var(--bg-grey);
    transition: max-height .25s ease;
}

.mobile-accordion.open .mobile-accordion-panel {
    max-height: 600px;
}

.mobile-accordion-panel a {
    display: block;
    padding: 12px 18px 12px 36px;
    font-size: .92rem;
    color: var(--ink-700);
    border-bottom: 1px solid var(--line);
}

.mobile-nav-overlay {
    position: fixed;
    inset: 0;
    background: rgba(10, 20, 30, .45);
    z-index: 250;
    opacity: 0;
    visibility: hidden;
    transition: opacity .25s, visibility .25s;
}

.mobile-nav-overlay.open {
    opacity: 1;
    visibility: visible;
}

@media (min-width:1024px) {
    .main-nav {
        display: block;
    }

    .hamburger {
        display: none;
    }

    .mobile-nav,
    .mobile-nav-overlay {
        display: none !important;
    }
}

/* ===================================================================
   BUTTONS / GENERIC
   =================================================================== */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 13px 26px;
    border-radius: var(--radius-pill);
    font-weight: 700;
    font-size: .95rem;
    border: none;
    cursor: pointer;
    white-space: nowrap;
}

.btn-primary {
    background: linear-gradient(135deg, var(--orange-500), var(--orange-600));
    color: var(--white);
    box-shadow: 0 8px 20px rgba(230, 90, 31, .28);
    font-family: var(--secondary-font);
    font-weight: 500;
}

.btn-primary:hover {
    filter: brightness(1.05);
}

.btn-outline {
    background: var(--white);
    color: var(--black);
    border: 2px solid var(--blue-500);
}

.btn-outline:hover {
    background: var(--blue-50);
}

.btn-sm {
    padding: 9px 18px;
    font-size: .85rem;
}

.section {
    padding: 72px 0;
}

.section-title {
    font-size: clamp(1.6rem, 3vw, 2.2rem);
    font-weight: 800;
    color: var(--black);
    line-height: 1.25;
    margin-bottom: 14px;
}

.section-title.center {
    text-align: center;
}

.section-lead {
    color: var(--ink-500);
    font-size: 1.02rem;
    max-width: 760px;
    line-height: 1.6;
    margin-bottom: 36px;
}

.section-lead.center {
    margin: 0 auto 36px;
    text-align: center;
}

.text-link {
    color: var(--blue-500);
    font-weight: 700;
    text-decoration: underline;
}

.card-link {
    color: var(--blue-500);
    font-weight: 700;
    text-decoration: underline;
    font-size: .9rem;
    display: inline-block;
    margin: 6px 0 14px;
}

/* ===================================================================
   HERO
   =================================================================== */
.hero {
    background: linear-gradient(180deg, var(--blue-50) 0%, #fff 100%);
    padding: 48px 0 36px;
    position: relative;
    overflow: hidden;
}

.hero-inner {
    display: grid;
    grid-template-columns: 1fr;
    gap: 28px;
    align-items: center;
    position: relative;
}

.hero-copy {
    min-width: 0;
}

.hero-copy h1 {
    font-size: clamp(2rem, 5vw, 4.1rem);
    font-weight: 800;
    color: var(--black);
    line-height: 1.15;
    max-width: 560px;
}

.hero-sub {
    font-size: 1.15rem;
    color: var(--ink-500);
    margin-top: 14px;
    max-width: 480px;
}

.hero-rating {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-top: 22px;
    flex-wrap: wrap;
    font-size: .92rem;
    color: var(--ink-700);
}

.rating-stars {
    display: flex;
    gap: 2px;
}

.rating-stars-sm .icon-star {
    width: 12px;
    height: 12px;
}

.hero-cta {
    margin-top: 26px;
}

/* Right Hero Image */
.hero-visual {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.hero-illustration {
    width: 100%;
    max-width: 620px;
    aspect-ratio: 1 / 1;
    object-fit: contain;
    border-radius: 24px;
}

/* Character Boxes */
.hero-quicklinks {
    display: grid;
    grid-template-columns: repeat(1, 1fr);
    gap: 22px 12px;
    margin-top: 30px;
}

.quicklink {
    position: relative;
    display: flex;
    align-items: center;
    min-height: 70px;
    padding: 12px 10px 11px 74px;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: 12px;
    color: var(--ink-700);
    text-decoration: none;
    box-shadow: var(--shadow-sm);
    overflow: visible;
    transition: all .25s ease;
}

.quicklink:hover {
    transform: translateY(-3px);
    border-color: var(--orange-600);
    color: var(--orange-600);
    box-shadow: 0 14px 28px rgba(15, 23, 42, 0.11);
}

.quicklink-img {
    position: absolute;
    left: 8px;
    top: -15px;
    width: 60px;
    height: 78px;
    display: flex;
    align-items: flex-end;
    justify-content: center;
    pointer-events: none;
}

.quicklink-img img {
    width: 100%;
    height: 100%;
    object-fit: contain;
    transition: transform .25s ease;
}

.quicklink:hover .quicklink-img img {
    transform: translateY(-4px) scale(1.06);
}

.quicklink-content {
    min-width: 0;
    padding-right: 6px;
}

.quicklink-content span {
    display: block;
    font-size: .76rem;
    line-height: 1.22;
    font-weight: 800;
    color: inherit;
}

.quicklink-content small {
    display: block;
    margin-top: 2px;
    font-size: .62rem;
    line-height: 1.25;
    font-weight: 600;
    color: var(--ink-400);
}

.quicklink-arrow {
    margin-left: auto;
    width: 23px;
    height: 23px;
    flex: 0 0 23px;
    border-radius: 50%;
    background: rgba(37, 99, 235, 0.08);
    color: var(--blue-500);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 15px;
    line-height: 1;
    transition: all .25s ease;
}

.quicklink:hover .quicklink-arrow {
    background: var(--orange-600);
    color: #fff;
    transform: translateX(3px);
}

@media (min-width: 768px) {
    .hero-quicklinks {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (min-width: 1024px) {
    .hero-inner {
        grid-template-columns: minmax(0, 65%) minmax(0, 35%);
        gap: 24px;
    }

    .hero-visual {
        justify-content: flex-end;
    }

    .hero-illustration {
        width: 112%;
        max-width: 720px;
        margin-right: -45px;
    }

    .hero-quicklinks {
        grid-template-columns: repeat(3, 1fr);
        gap: 21px 10px;
        margin-top: 30px;
    }
}

@media (min-width: 1280px) {
    .hero-illustration {
        width: 118%;
        max-width: 780px;
        margin-right: -70px;
    }
}

@media (max-width: 575px) {
    .hero {
        padding: 36px 0 28px;
    }

    .hero-inner {
        gap: 22px;
    }

    .hero-quicklinks {
        gap: 21px;
        margin-top: 28px;
    }

    .quicklink {
        min-height: 72px;
        padding: 12px 10px 11px 76px;
        border-radius: 12px;
    }

    .quicklink-img {
        left: 9px;
        top: -14px;
        width: 61px;
        height: 76px;
    }

    .quicklink-content span {
        font-size: .82rem;
    }

    .quicklink-content small {
        font-size: .66rem;
    }

    .hero-illustration {
        max-width: 390px;
    }
}

/* ===================================================================
   METRO BANNER
   =================================================================== */
.metro-banner {
    background: var(--white);
    padding: 30px 0;
}

.metro-inner {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 18px;
    text-align: center;
}

.metro-img {
    max-width: 760px;
    /* aspect-ratio: 5/1; */
}

.metro-inner p {
    max-width: 760px;
    color: var(--ink-500);
    font-size: .92rem;
    line-height: 1.6;
}

/* ===================================================================
   TRUST STATS
   =================================================================== */
.trust-stats {
    background: var(--blue-600);
    padding: 26px 0;
}

.trust-stats-inner {
    display: grid;
    grid-template-columns: 1fr;
    gap: 18px;
}

.trust-stat {
    display: flex;
    align-items: center;
    gap: 14px;
    justify-content: center;
    color: #fff;
}

.trust-stat .icon {
    color: var(--orange-400);
    width: 28px;
    height: 28px;
}

.trust-stat p {
    font-size: .95rem;
    color: var(--ink-700);
}

.trust-stat strong {
    color: var(--orange-400);
    font-size: 1.15rem;
}

@media (min-width:768px) {
    .trust-stats-inner {
        grid-template-columns: repeat(3, 1fr);
    }
}

/* ===================================================================
   MYALFRED SECTION
   =================================================================== */
.myalfred-section {
    background: #fff;
}

.myalfred-inner {
    display: grid;
    grid-template-columns: 1fr;
    gap: 40px;
    align-items: center;
}

.myalfred-visual .ph-img {
    aspect-ratio: 1/1;
    max-width: 420px;
    margin: 0 auto;
}

.myalfred-copy h2 {
    font-size: clamp(1.5rem, 3vw, 2rem);
    font-weight: 800;
    color: var(--black);
    line-height: 1.3;
}

.brand-myalfred {
    color: var(--orange-600);
}

.myalfred-copy p {
    color: var(--ink-300);
    margin-top: 14px;
    line-height: 1.6;
}

.partner-logos {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    margin-top: 24px;
}

.partner-logos .ph-logo {
    width: 100px;
    height: auto;
    padding: 0;
}

.partner-count {
    font-size: .85rem;
    font-weight: 600;
    color: var(--ink-300);
    margin-top: 10px;
}

.store-badges {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 22px;
}

.store-badge {
    display: flex;
    align-items: center;
    gap: 10px;
    background: var(--black);
    color: #fff;
    padding: 8px 16px;
    border-radius: 10px;
    font-size: .72rem;
}

.store-badge strong {
    display: block;
    font-size: .95rem;
}

.store-badges-dark .store-badge {
    background: rgba(255, 255, 255, .12);
}

.myalfred-foot {
    font-size: .88rem;
    margin-top: 18px;
}

@media (min-width:900px) {
    .myalfred-inner {
        grid-template-columns: .85fr 1.15fr;
    }
}

/* ===================================================================
   AMBASSADOR QUOTE
   =================================================================== */
.ambassador-banner {
    background: linear-gradient(135deg, var(--blue-700), var(--blue-500));
    padding: 48px 0;
}

.ambassador-inner {
    display: flex;
    flex-direction: column;
    gap: 24px;
    align-items: center;
    text-align: center;
}

.ambassador-img {
    width: 300px;
    height: auto;
    border-radius: 50%;
    background: rgba(255, 255, 255, .15);
    border-color: rgba(255, 255, 255, .4);
    color: #fff;
}

.ambassador-quote {
    color: var(--black);
    max-width: 680px;
}

.ambassador-quote p {
    font-size: 1.15rem;
    line-height: 1.6;
    font-style: italic;
    margin-top: 8px;
}

.ambassador-quote strong {
    display: block;
    margin-top: 16px;
    font-size: .95rem;
}

.ambassador-quote strong span {
    display: block;
    font-weight: 400;
    opacity: .8;
    font-size: .85rem;
}

@media (min-width:768px) {
    .ambassador-inner {
        flex-direction: row;
        text-align: left;
    }
}

/* ===================================================================
   AWARDS
   =================================================================== */
.awards-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 20px;
    margin-top: 36px;
}

.award-card {
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: var(--radius-lg);
    padding: 30px 24px;
    text-align: center;
    box-shadow: var(--shadow-sm);
    transition: transform .2s, box-shadow .2s;
}

.award-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-md);
}

.award-card h3 {
    font-size: 1.05rem;
    font-weight: 800;
    color: var(--black);
    margin-bottom: 8px;
}

.award-card p {
    font-size: .86rem;
    color: var(--ink-500);
    line-height: 1.55;
}

@media (min-width:640px) {
    .awards-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (min-width:1024px) {
    .awards-grid {
        grid-template-columns: repeat(5, 1fr);
    }
}

/* ===================================================================
   PARTNERS / INSURERS
   =================================================================== */
.partners-section {
    background: var(--bg-grey);
}

.insurer-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
    margin-top: 10px;
}

.insurer-logo .ph-logo {
    width: 100%;
}

.insurer-hide {
    display: none;
}

.insurer-grid.show-all .insurer-hide {
    display: block;
}

.see-more-btn {
    display: flex;
    margin: 30px auto 0;
}

@media (min-width:640px) {
    .insurer-grid {
        grid-template-columns: repeat(4, 1fr);
    }
}

@media (min-width:1024px) {
    .insurer-grid {
        grid-template-columns: repeat(8, 1fr);
    }
}

/* ===================================================================
   3 STEPS
   =================================================================== */
.steps-inner {
    display: grid;
    grid-template-columns: 1fr;
    gap: 40px;
    align-items: center;
}

.step-item {
    display: flex;
    gap: 18px;
    margin-top: 28px;
}

.step-num {
    flex-shrink: 0;
    width: 42px;
    height: 42px;
    border-radius: 50%;
    background: var(--blue-500);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    font-size: 1.1rem;
}

.step-item h3 {
    font-size: 1.05rem;
    font-weight: 800;
    color: var(--black);
    margin-bottom: 4px;
}

.step-item p {
    color: var(--ink-500);
    font-size: .92rem;
    line-height: 1.55;
}

.steps-side-card {
    background: var(--blue-50);
    border-radius: var(--radius-lg);
    padding: 28px;
    text-align: center;
}

.steps-side-card .ph-img {
    max-width: 200px;
    margin: 0 auto 18px;
}

.steps-side-card h4 {
    font-size: 1.05rem;
    font-weight: 800;
    color: var(--black);
    margin-bottom: 8px;
}

.steps-side-card p {
    color: var(--ink-500);
    font-size: .88rem;
}

@media (min-width:900px) {
    .steps-inner {
        grid-template-columns: 1.4fr .8fr;
    }
}

/* ===================================================================
   WHY CHOOSE US
   =================================================================== */
.why-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 24px;
}

.why-card {
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: var(--radius-lg);
    padding: 28px;
    text-align: center;
    box-shadow: var(--shadow-sm);
}

.why-card .ph-img {
    width: 180px;
    margin-bottom: 18px;
    justify-self: center;
    height: 200px;
    object-fit: contain;
}

.why-card h3 {
    font-size: 1.1rem;
    font-weight: 800;
    color: var(--black);
    margin-bottom: 10px;
}

.why-card p {
    color: var(--ink-500);
    font-size: .9rem;
    line-height: 1.55;
    margin-bottom: 8px;
}

@media (min-width:900px) {
    .why-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

/* ===================================================================
   QUOTE WIDGET
   =================================================================== */
.quote-widget-section {
    padding: 50px 0;
    background: var(--blue-600);
}

.quote-widget {
    background: linear-gradient(135deg, var(--orange-500), var(--orange-600));
    border-radius: var(--radius-lg);
    padding: 36px 28px;
    text-align: center;
}

.quote-widget h2 {
    color: #fff;
    font-size: clamp(1.3rem, 2.6vw, 1.7rem);
    margin-bottom: 22px;
}

.quote-form {
    display: flex;
    flex-direction: column;
    gap: 12px;
    max-width: 560px;
    margin: 0 auto;
}

.quote-form select {
    width: 100%;
    padding: 14px 16px;
    border-radius: 10px;
    border: none;
    font-size: .95rem;
    color: var(--black);
}

.quote-form .btn {
    width: 100%;
    background: #fff;
    color: #222;
}

@media (min-width:600px) {
    .quote-form {
        flex-direction: row;
    }

    .quote-form select {
        flex: 1;
    }

    .quote-form .btn {
        width: auto;
        flex-shrink: 0;
        padding-left: 32px;
        padding-right: 32px;
    }
}

/* ===================================================================
   TESTIMONIALS
   =================================================================== */
.testimonials-section {
    background: var(--white);
}

.center-rating {
    justify-content: center;
    margin: 0 auto 36px;
}

.testimonial-carousel-wrap {
    position: relative;
    display: flex;
    align-items: center;
    gap: 10px;
}

.testimonial-carousel {
    display: flex;
    gap: 18px;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    padding: 6px 4px 16px;
    scrollbar-width: none;
}

.testimonial-carousel::-webkit-scrollbar {
    display: none;
}

.testimonial-card {
    flex: 0 0 280px;
    scroll-snap-align: start;
    background: var(--bg-grey);
    border: 1px solid var(--line);
    border-radius: var(--radius-lg);
    padding: 26px 22px;
    text-align: center;
    transition: all .2s ease-in-out;
}

.testimonial-card p {
    transition: all .2s ease-in-out;
}

.testimonial-card:hover p {
    color: var(--orange-600);
    transition: all .2s ease-in-out;
}

.testimonial-card:hover {
    border: 1px solid var(--orange-600);
}

.testimonial-card h3 {
    font-size: .98rem;
    font-weight: 800;
    color: var(--black);
    margin: 6px 0 6px;
}

.testimonial-card .rating-stars {
    justify-content: center;
    margin-bottom: 10px;
}

.testimonial-card p {
    font-size: .85rem;
    color: var(--ink-500);
    line-height: 1.6;
}

.carousel-btn {
    flex-shrink: 0;
    width: 44px;
    height: 44px;
    border-radius: 50%;
    border: 1px solid var(--line);
    background: var(--white);
    color: var(--black);
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: var(--shadow-sm);
}

.carousel-btn:hover {
    background: var(--blue-50);
    color: var(--orange-600);
}

/* ===================================================================
   MYALFRED EXCLUSIVE
   =================================================================== */
.myalfred-exclusive {
    background: var(--blue-700);
    color: #fff;
}

.myalfred-exclusive-inner {
    display: grid;
    grid-template-columns: 1fr;
    gap: 36px;
    align-items: center;
}

.myalfred-exclusive .section-title,
.myalfred-exclusive-copy h3 {
    color: var(--black);
}

.myalfred-exclusive-copy h3 {
    font-size: 1.2rem;
    font-weight: 800;
    margin: 10px 0;
}

.myalfred-exclusive-copy p {
    color: var(--ink-500);
    line-height: 1.65;
    margin-bottom: 10px;
}

.check-list {
    margin: 18px 0;
}

.check-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 14px;
    font-size: .95rem;
    color: var(--ink-500);
    line-height: 1.4;
}

.check-list .icon {
    color: var(--orange-400);
    width: 22px;
    height: 22px;
    flex-shrink: 0;
    margin-top: 1px;
}

.myalfred-exclusive-visual .ph-img {
    aspect-ratio: 1/1;
    max-width: 420px;
    margin: 0 auto;
    background: rgba(255, 255, 255, .06);
    border-color: rgba(255, 255, 255, .25);
    color: #cfe1ee;
}

@media (min-width:900px) {
    .myalfred-exclusive-inner {
        grid-template-columns: 1.1fr .9fr;
    }
}

/* ===================================================================
   ALFRED'S GOT YOUR BACK
   =================================================================== */
.back-inner {
    display: grid;
    grid-template-columns: 1fr;
    gap: 36px;
}

.back-visual .ph-img {
    /* aspect-ratio: 3/4; */
    max-width: 340px;
    margin: 0 auto;
}

.back-points {
    display: grid;
    grid-template-columns: 1fr;
    gap: 22px;
    margin: 26px 0;
}

.back-point h4 {
    font-size: 1rem;
    font-weight: 800;
    color: var(--black);
    margin-bottom: 6px;
}

.back-point p {
    font-size: .9rem;
    color: var(--ink-500);
    line-height: 1.6;
}

.back-closer {
    font-size: .95rem;
    color: var(--ink-700);
    line-height: 1.65;
    font-weight: 600;
}

@media (min-width:640px) {
    .back-points {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (min-width:1024px) {
    .back-inner {
        grid-template-columns: .6fr 1.4fr;
    }
}

/* ===================================================================
   PRESS RELEASES
   =================================================================== */
.press-section {
    background: var(--bg-pink);
}

.press-carousel {
    display: flex;
    gap: 18px;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    padding: 6px 4px 16px;
    scrollbar-width: none;
}

.press-carousel::-webkit-scrollbar {
    display: none;
}

.press-card {
    flex: 0 0 230px;
    scroll-snap-align: start;
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: var(--radius-md);
    overflow: hidden;
    box-shadow: var(--shadow-sm);
}

.press-card .ph-img {
    /* aspect-ratio: 4/3; */
    border-radius: 0;
    border: none;
}

.social-row .ph-icon-sm {
    padding: 0;
}

.press-card p {
    font-size: .85rem;
    font-weight: 700;
    color: var(--black);
    padding: 14px 16px 4px;
    line-height: 1.4;
}

.press-source {
    display: block;
    font-size: .78rem;
    color: var(--blue-500);
    font-weight: 700;
    padding: 0 16px 16px;
}

.press-dots {
    display: flex;
    justify-content: center;
    gap: 8px;
    margin-top: 6px;
}

.press-dots span {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--line);
}

.press-dots span.active {
    background: var(--blue-500);
}

/* ===================================================================
   AS HEARD ON
   =================================================================== */
.heard-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 18px;
}

.heard-grid .ph-logo {
    width: 100%;
}

@media (min-width:640px) {
    .heard-grid {
        grid-template-columns: repeat(4, 1fr);
    }
}

@media (min-width:1024px) {
    .heard-grid {
        grid-template-columns: repeat(6, 1fr);
    }
}

/* ===================================================================
   INSURE TODAY
   =================================================================== */
.insure-today-section {
    background: var(--blue-50);
}

.insure-today-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 14px;
}

.insure-today-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 10px;
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: var(--radius-md);
    padding: 20px 10px;
    font-size: .82rem;
    font-weight: 700;
    color: var(--ink-700);
    text-align: center;
}

.insure-today-item .icon {
    color: var(--blue-500);
    width: 26px;
    height: 26px;
}

.insure-today-item:hover {
    border-color: var(--blue-400);
    background: var(--blue-50);
}

@media (min-width:640px) {
    .insure-today-grid {
        grid-template-columns: repeat(5, 1fr);
    }
}

@media (min-width:1024px) {
    .insure-today-grid {
        grid-template-columns: repeat(7, 1fr);
    }
}

/* ===================================================================
   FOOTER
   =================================================================== */
.site-footer {
    background: var(--bg-grey);
    padding-top: 56px;
    color: var(--ink-700);
}

.footer-top {
    display: grid;
    grid-template-columns: 1fr;
    gap: 36px;
    padding-bottom: 36px;
}

.footer-col h4 {
    font-size: .92rem;
    font-weight: 800;
    color: var(--black);
    margin-bottom: 14px;
    text-transform: uppercase;
    letter-spacing: .03em;
}

.footer-col ul li {
    margin-bottom: 10px;
}

.footer-col ul li a {
    font-size: .88rem;
    color: var(--ink-500);
}

.footer-col ul li a:hover {
    color: var(--blue-600);
}

.footer-col-reach p {
    font-size: .85rem;
    color: var(--ink-500);
    line-height: 1.6;
    margin-bottom: 14px;
}

.footer-col-reach a {
    color: var(--blue-500);
}

.footer-google {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 24px;
}

.footer-google span:not(.ph-img) {
    font-size: .85rem;
    font-weight: 700;
    display: flex;
    align-items: center;
    gap: 8px;
}

.social-row {
    display: flex;
    gap: 10px;
}

@media (min-width:700px) {
    .footer-top {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (min-width:1100px) {
    .footer-top {
        grid-template-columns: repeat(4, 1fr);
    }
}

.footer-links-row {
    display: flex;
    flex-wrap: wrap;
    gap: 18px;
    padding: 22px 24px;
    border-top: 1px solid var(--line);
    font-size: .85rem;
    justify-content: center;
}

.footer-links-row a {
    color: var(--ink-500);
}

.footer-links-row a:hover {
    color: var(--blue-600);
}

.footer-brand-row {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 18px;
    padding: 24px;
    border-top: 1px solid var(--line);
}

.footer-metro-img {
    max-width: 900px;
    /* aspect-ratio: 6/1; */
}

.d-flex {
    display: flex;
}

.footer-disclaimer {
    border-top: 1px solid var(--line);
    padding: 24px;
    text-align: center;
}

.footer-disclaimer p {
    font-size: .8rem;
    color: var(--ink-300);
    line-height: 1.6;
    max-width: 820px;
    margin: 0 auto 10px;
}

.footer-bottom-row {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 16px;
    margin-top: 14px;
}

.alfred-holdings-link {
    font-size: .85rem;
    font-weight: 700;
    color: var(--ink-700);
    text-align: center;
}

.alfred-holdings-link span {
    display: block;
    font-weight: 400;
    color: var(--ink-300);
    font-size: .75rem;
}

@media (min-width:700px) {
    .footer-bottom-row {
        flex-direction: row;
        justify-content: space-between;
    }
}

.footer-licensing {
    border-top: 1px solid var(--line);
    padding: 30px 24px 50px;
}

.footer-licensing h4 {
    font-size: .95rem;
    font-weight: 800;
    color: var(--black);
    text-align: center;
    margin-bottom: 26px;
    text-transform: uppercase;
    letter-spacing: .03em;
}

.license-block {
    display: flex;
    gap: 16px;
    margin-bottom: 26px;
    align-items: flex-start;
    width: 100%;
    max-width: 400px;
}

.license-block h5 {
    font-size: .85rem;
    font-weight: 800;
    color: var(--black);
    margin-bottom: 8px;
}

.license-block p {
    font-size: .78rem;
    color: var(--ink-300);
    line-height: 1.6;
    margin-bottom: 6px;
}

.license-block p a {
    color: var(--blue-500);
}

/* ===================================================================
   FLOATING CALL BUTTON
   =================================================================== */
.float-call-btn {
    position: fixed;
    bottom: 22px;
    right: 22px;
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--orange-500), var(--orange-600));
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 10px 26px rgba(230, 90, 31, .4);
    z-index: 150;
    animation: pulse 2.4s infinite;
}

.float-call-btn .icon {
    width: 24px;
    height: 24px;
}

@keyframes pulse {
    0% {
        box-shadow: 0 10px 26px rgba(230, 90, 31, .4), 0 0 0 0 rgba(230, 90, 31, .4);
    }

    70% {
        box-shadow: 0 10px 26px rgba(230, 90, 31, .4), 0 0 0 14px rgba(230, 90, 31, 0);
    }

    100% {
        box-shadow: 0 10px 26px rgba(230, 90, 31, .4), 0 0 0 0 rgba(230, 90, 31, 0);
    }
}

@media (min-width:1024px) {
    .float-call-btn {
        display: none;
    }
}

/* ===================================================================
   REDUCED MOTION
   =================================================================== */
@media (prefers-reduced-motion: reduce) {
    * {
        animation-duration: .001ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: .001ms !important;
        scroll-behavior: auto !important;
    }
}

/* ===================================================================
   FOCUS VISIBILITY
   =================================================================== */
a:focus-visible,
button:focus-visible,
select:focus-visible {
    outline: 3px solid var(--blue-400);
    outline-offset: 2px;
}


/* ===== HEADER – sticky show/hide ===== */
.site-header {
    position: sticky;
    top: 0;
    transition: transform 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    z-index: 1000;
}

.site-header.hide-header {
    transform: translateY(-100%);
}

/* ===== BACK TO TOP BUTTON ===== */
.back-to-top {
    position: fixed;
    bottom: 100px;
    /* above any floating call button */
    right: 20px;
    z-index: 998;
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: #fff;
    border: none;
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.12);
    cursor: pointer;
    opacity: 0;
    visibility: hidden;
    transform: translateY(10px);
    transition: opacity 0.3s ease, visibility 0.3s ease, transform 0.3s ease;
    display: flex;
    align-items: center;
    justify-content: center;
}

.back-to-top.visible {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.back-to-top:hover {
    background: #f5f5f5;
}

.back-to-top svg {
    position: absolute;
}

.back-to-top .progress-bg {
    fill: none;
    stroke: #eee;
    stroke-width: 3;
}

.back-to-top .progress-ring {
    fill: none;
    stroke: var(--color-primary, var(--orange-600));
    stroke-width: 3;
    stroke-dasharray: 119.38;
    /* circumference 2π × 19 ≈ 119.38 */
    stroke-dashoffset: 119.38;
    transform: rotate(-90deg);
    transform-origin: center;
    transition: stroke-dashoffset 0.15s linear;
}

.back-to-top .arrow-icon {
    color: var(--color-primary, var(--orange-600));
    width: 18px;
    height: 18px;
    z-index: 1;
}

@media screen and (max-width: 768px) {
    .header-inner .call-btn {
        display: none;
    }

    .sm-d-flex-none {
        flex-direction: column;
    }

    .header-inner {
        justify-content: space-between;
        padding: 0 20px;
    }

    .ph-logo-main {
        width: 240px !important;
        padding: 0 !important;
    }
}

.hero-visual img {
    animation: animate-y 1s infinite alternate;
}

@keyframes animate-y {
    0% {
        transform: translateY(-5px);
    }

    100% {
        transform: translateY(10px);
    }
}